This resource is provided for educational and informational purposes only. It is not legal advice, claims advice, engineering advice, or professional consulting of any kind, and no attorney-client, adjuster-client, or consultant-client relationship is created by reading or using it. Nothing in this resource should be relied upon as a substitute for the judgment of a qualified professional applied to the facts of a specific loss, the specific policy in force, and the law and codes of the jurisdiction where the loss occurred.
Industry standards (such as those published by the IICRC, NFPA, and others) are revised periodically. Citations and figures reflect general industry practice and may not match the current published edition of any standard. Building codes vary by jurisdiction and are amended over time. The reader is responsible for verifying the current version of any standard or code before relying on it.
The example F9 notes are starting frameworks, not finished text. They should be reviewed, edited, and verified by the professional preparing the estimate before being attached to any claim.
