GNL

Paid When Incurred (PWI)

General Conditions

Note Attached

This line item is entered as Paid When Incurred (PWI). PWI is used when the actual cost, scope, or both cannot be determined at the time the estimate is written. The line reserves the item in the estimate and acknowledges that the final amount will be documented and submitted when the cost is actually incurred. Reason for PWI on this line: [select and describe the applicable condition] - Concealed or unknown scope: the full extent of the damage or required repair cannot be assessed until work is underway or materials are removed. - Unknown cost: the price of the material, subcontractor, or service cannot be confirmed at time of estimate due to [market conditions / supplier availability / specialty trade requirements / other]. - Condition-dependent scope: the repair method and associated cost depend on conditions that will be determined during a subsequent phase of work. Supporting documentation — invoices, receipts, subcontractor bids, or other evidence of actual cost — will be provided at time of submission. The submitted amount will not exceed what is reasonable and necessary for the work described.

Category General Conditions

F9 Notes Team

Multiple dumpsters / separate line items by phase or material type

Note Attached

Dumpster usage on this loss is billed as [X] separate line items corresponding to distinct demolition phases and material types. Separate containers are required because certain waste streams cannot be co-mingled. Asphalt roofing debris — including shingles, underlayment, and associated roofing materials — is classified as a special waste category in most jurisdictions and must be processed at facilities permitted to handle it. Mixing asphalt roofing debris with general construction waste is either prohibited outright or results in the entire load being reclassified and processed as special waste, which significantly increases tipping fees. Separate containers for roofing debris are standard practice and reflect the actual cost of compliant disposal. Additional separation reasons may apply depending on the loss: Category 3 / contaminated materials, hazardous materials such as asbestos or lead-containing debris, concrete and masonry, or materials requiring specialty recycling. Amend this note to reflect the specific waste types and phases on this project. Each line item reflects delivery, pickup, and tipping fees for the specific material type and phase it covers. Haul dates and material types are documented in the claim file.

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GNL

Dumpster

Note Attached

Roll-off dumpster delivered to site for disposal of demolition debris. Size and number of swaps reflect the volume of demolition scope on this loss. Disposal of any contaminated materials handled per local regulations and the waste hauler's acceptance requirements. Cost includes delivery, pickup, and tipping fees.

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GNL

Supervision

Note Attached

On-site supervision by a project lead during active work days. Activities included in supervision for this scope: coordinating trades; verifying scope completion; addressing conditions discovered during work; maintaining communication with the policyholder and adjuster; obtaining and managing required permits; scheduling and attending required inspections; and coordinating permit sign-offs at applicable work stages. Calculated as a percentage of the production scope, consistent with industry standards for managed restoration work. Amend this note to reflect the activities actually performed on this project. Remove any activities listed above that do not apply and add any supervision activities not listed that were required for this scope.

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